Help Mitigate Risk in a Client's Financial Strategy
Have you overlooked a risk to your clients' overall financial strategy? There are many overlooked risks that life insurance may help mitigate.
RISK 1: DEATH RISK
Life insurance is unique for its ability to provide cash at the time that it might be needed most – when income is interrupted due to death.
RISK 2: SERIOUS ILLNESS RISK
A life insurance death benefit could help while your clients are living if the insured has a qualifying illness.1
RISK 3: OPPORTUNITY RISK
In addition to a death benefit, permanent life insurance can be an alternative to low-interest bearing accounts and provide a valuable solution for your clients’ short- and long-term needs.
RISK 4: PROBATE RISK
Structuring your client’s assets to minimize the number of items and total dollar value can save time and hassle for the executor of the will.
RISK 5: BENEFICIARY RISK
Helping your clients review the beneficiary forms for each of their financial assets can help alleviate unintended negative consequences.
LIFE INSURANCE SOLUTIONS
There are several advantages to using life insurance to help build a legacy and transfer wealth to the next generation.